Green Light Auto Finance

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Car loans that get you moving

Borrow up to $45,000.

Award winning finance

Get started with your personalised loan estimate

Get My Estimate
This will not impact your credit score*
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Our mission is fast and easy to apply finance that gets you on the road sooner.


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Fast

Get a fast decision on your application once your information and supporting documents are provided and verified.

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Simple

We are here to help every step of the way! Our lending specialists will guide you through the process and are committed in getting you into your new car as soon as possible.

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Outside the box

We understand that everyone's circumstances can be different, even if you have had credit issues in the past. Our vehicle lending specialists can tailor a loan to suit your individual requirements, so that you can start to re-establish your credit rating over time.

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Buy Anywhere

Shop with confidence once you are conditionally approved. We finance vehicles sourced from both motor dealerships or private sellers.

A few simple steps away from driving off in your new car

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Loan Estimate

Get started with your personalised loan estimate. This does NOT impact your credit score*.

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Apply & Submit

Complete the online application form, and submit your supporting documents.

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Fast Decisions

Once all the required documents are received and verified, we will process your application in lightning speed.

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Time to shop

Once you are approved**, shop with confidence and choose your car. When your contract is signed & settled you can drive away in your new wheels!

**Subject to minimum requirements being met and satisfactory responsible lending and loan suitability assessment.

Secured Car Loans Product Tiers

 

Green Light understands that not everyone has the same financial situation.

We offer many levels of lending that will depend on your own unique situation and tailored to suit you.

We can even help if you have less than perfect credit history.

Platinum

  • Rates: 12.99% to 16.99%
  • Comparison Rates: 16.18% to 36.36%
  • Minimum loan: $6,000
  • Maximum loan: $45,000^
  • Loan terms: 3 to 5 years
  • Monthly fee: $20
  • Upfront fees: Application Fee: 8%1
    Lender Fee: 10%2
  • Vehicle age: Up to 12 years#
Get Estimate

Gold

  • Rates: 16.99% to 20.99%
  • Comparison Rates: 20.85% to 40.50%
  • Minimum loan: $6,000
  • Maximum loan: $35,000^
  • Loan terms: 3 to 5 years
  • Monthly fee: $20
  • Upfront fees: Application Fee: 8%1
    Lender Fee: 10%2
  • Vehicle age: Up to 12 years#
Get Estimate

Silver

  • Rates: 20.99% to 24.99%
  • Comparison Rates: 25.55% to 44.66%
  • Minimum loan: $6,000
  • Maximum loan: $30,000^
  • Loan terms: 3 to 5 years
  • Monthly fee: $20
  • Upfront fees: Application Fee: 8%1
    Lender Fee: 10%2
  • Vehicle age: Up to 12 years#
Get Estimate

Bronze

  • Rates: 23.99% to 27.99%
  • Comparison Rates: 29.51% to 47.81%
  • Minimum loan: $6,000
  • Maximum loan: $25,000^
  • Loan terms: 3 to 5 years
  • Monthly fee: $20
  • Upfront fees: Application Fee: 8%1
    Lender Fee: 10%2
  • Vehicle age: Up to 12 years#
Get Estimate
 

Tap any of the products above to view comparison details.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, other fees or loan amounts might result in a different comparison rate. Rates are correct as of 8 December 2023 and subject to change at any time. 1Application fee up to a maximum of $1,100, 2Lender fee up to a maximum of $990.

This example does not take into account your personal or financial circumstances or your personal loan estimate and does not constitute as an offer, quote, loan approval or advice by Green Light Auto Group.

^Maximum loan is the net amount financed exclusive of upfront fees, #Vehicle age is up to a maximum of 12 years start of term.

Award Winning Car Loans

Outstanding Customer Service (Car Loans)
Winner 2024

Best for Accessible Credit (Car Loans)
Finalist 2024

Frequently asked questions about our car loans

Can I apply for a car loan if I have a low or bad credit score?

Yes, you can. We understand that everyone's financial circumstances can be different, even if you have had credit issues in the past. Even if your credit score isn’t as high as you would like, we still consider your application and assess it based on your current financial circumstances, as we consider a variety of factors when approving a car loan application.

Can I apply for a car loan if I am on Centrelink?

Yes, you can. If you are working and also receive Centrelink income you may be eligible. Get your loan estimate now by filling in the form and find out if you qualify. 

Can I apply for a loan that is not a car, like a motorcycle loan with Green Light Auto Group?

Yes, you can. You can borrow up to $25,000 for motorcycles depending on the level of lending you can qualify for. 

Click on 'Get My Quote Now’, fill in the form and find your personalised loan quote. 

Is there a credit check?

We do credit checks once we have established your eligibility by using our quote tool. In doing a quote we may use CC Acquisitions to perform a soft enquiry that does not impact your credit score and is free of charge. Only once you formally apply and provide your consent, we may perform a credit enquiry for us to assess your individual financial situation.

What documents do I need to supply?

To enable your loan application to be assessed, you are required to provide the following minimum documents:

  • 90 days of bank statements (up to today’s date). The bank statements must relate to the bank account where your income is deposited and where all of your transactions take place (this may be more than one bank account)
  • Payslips in the last 30 days or current Centrelink income statement
  • Current Australian Drivers License

Don't just take our word for it...

Our customers have told us how they feel about our service.

See for yourself why we're recommended.

Very smooth and easy process yet the wait was a little longer than we thought.

Kinley Jan, 2024

Everything was easy and straight forward

Christopher Aug, 2023

Absolutely amazing

Absolutely amazing, professional attitude all the way.

Melissa Dec, 2022

Speedy service

Speedy service and got the vehicle I wanted.

Adam May, 2023

Easy application process.

Ashleigh Oct, 2023

No hassle or stress

I was well looked after from the beginning, no hassle or stress, everything was taken care of for me.

Meghan Jun, 2023

Get started with your personalised loan estimate

Get My Estimate

This will not impact your credit score*

Help is just a phone call away 1300 081 488